Units, yards, machinery and the working capital that keeps orders moving. We arrange commercial mortgages from £100k for industrial premises, asset finance for plant and machinery (new, used and refinance of kit you already own), and invoice finance for manufacturers and engineers trading on 30-90 day terms.
Industrial property is currently one of the best-liked asset classes in commercial lending: strong occupier demand and yields keep appetite high across Scotland’s industrial estates. On the business side, lenders read order books, customer concentration and margin trends. Asset-heavy firms often have more borrowing capacity than they realise: machinery owned outright can be refinanced to release working capital in days.
Sealed bids, missives and lender coverage shape every deal here. Read our guide to property finance in Scotland.
Premises, kit or cash flow: tell us which and how much. One working day to an answer.