Calculators

Free tools built on the arithmetic lenders actually use. No email wall, no sign-up, instant answers. When the numbers look right, send them to us and get the real version within one working day.

LBTT calculator

Scottish transaction tax done right: residential, commercial and the 8% ADS, with the band-by-band working shown.

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Bridging loan calculator

Monthly interest, rolled-up vs serviced, fees, and the true total cost of a bridge.

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Commercial mortgage calculator

Monthly payments, total interest, and the stressed-rate check lenders actually run.

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BTL stress test calculator

The maximum loan your rent supports at lender stress rates and cover ratios.

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Ready when you are

Calculators illustrate; lenders decide. Send us the numbers and within one working day you'll have the real version: fundable or not, at what cost.