Land purchase, diversification projects, machinery and rural property. We arrange lending secured on farmland and rural property from £100k, asset finance for agricultural machinery, and funding for the diversification projects that increasingly carry rural incomes: holiday accommodation, farm shops, renewables, storage and events.
Land-secured lending benefits from conservative loan-to-values against a stable asset, so agricultural deals often fund even where trading income is lumpy. Diversification projects are assessed on the projected income and your delivery plan. Scottish specifics matter here more than anywhere: crofting tenure needs specialist legal handling, and remote postcodes narrow the lender field, so choosing a lender with genuine Highland and island appetite is the first job, not an afterthought.
Sealed bids, missives and lender coverage shape every deal here. Read our guide to property finance in Scotland.
The land or the project, the number, one line on the holding. One working day to an answer.