One of the UK’s fastest-growing small cities at the gateway to a tourism economy that runs on hospitality assets. Commercial mortgages from £100k for hotels, guest houses and trading businesses, bridging for time-critical purchases, and funding for the NC500-corridor businesses that mainstream lenders misread.
Local angles that shape deals here: not every lender covers Highland postcodes, and some cap loan-to-value outside Inverness itself, so matching the postcode to genuine appetite is the first job; tourism trading businesses show extreme seasonality that sector-aware lenders expect and generalists fear; we own and run a west coast hospitality business ourselves, so we present Highland trading patterns the way they need to be read. Short-term let licensing evidence is now standard in holiday let applications.
Hotels, guest houses and holiday accommodation are the flagship of what we arrange, and we run one ourselves. Hospitality finance
Missives, standard securities, LBTT and which lenders actually lend here. The Scotland guide
A Highland purchase, refinance or project? Talk to a broker who trades up here too.