A market with its own weather system: energy-sector cycles move office demand, values and lender sentiment in ways the rest of Scotland does not see. That makes lender selection matter more here, not less. Commercial mortgages from £100k, granite-stock refurbishment bridging, asset finance for engineering and energy supply chain firms, and invoice finance for businesses trading on long corporate payment terms.
Local angles that shape deals here: some lenders price Aberdeen cautiously post-downturn while others see value, so the spread between quotes is wider than anywhere else in Scotland; energy supply chain businesses carry strong order books that fund well through invoice and asset finance; granite terraces convert and refurbish, with bridging-to-refinance the standard route.
Hotels, guest houses and holiday accommodation are the flagship of what we arrange, and we run one ourselves. Hospitality finance
Missives, standard securities, LBTT and which lenders actually lend here. The Scotland guide
Aberdeen deals reward the right lender match. One working day to an honest view.